Online Business Banking Application and Amendment Form

Online Business Banking
Application and Amendment Form
Bankwest, a division of Commonwealth Bank of Australia
ABN 48 123 123 124 AFSL / Australian credit licence 234945
Please return this form to your Business Manager/Customer Service Centre
Section 1 – Type of request
Please tick (✔) the appropriate box
Application for a new service
Amendment required to an existing service (sections 2 and 9 must be completed, along with any other relevant sections)
Daily Payment Limit – please complete sections 2, 3 and 9
Nominated Accounts – please complete sections 2, 4, 5 and 9
Service Package – please complete sections 2, 6 and 9
Master Users – please complete sections 2, 4, 5 and 9
International Trade – please complete sections 2, 7 and 9
Section 2 – Customer details
I/We hereby apply to become a user of ‘Online Business Banking’/amend my existing service.
Date
DD/MM/YYYY
Full name of Business as per Operating Agreement (company, society, association, partnership or trust)
Trading as
CIF Key (Bank use only)
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ACN/ABN
Contact name (must be a Master User listed in Section 5)
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Contact number
Principal place of business/registered office (PO Box is not acceptable)
Suburb
State
Postcode
State
Postcode
Mailing address
Suburb
Email address
Section 3 – Customer daily payment limit
The standard Daily Payment Limit for Online Business Banking is $50,000 per day, as detailed in the Online Business Banking Terms and
Conditions. If you would like to apply for, or change a customised limit, please enter the amount here:
$
Section 4 – Eligible accounts to be registered (‘Nominated Accounts’)
We request access to the account/additional accounts as listed below and in the case of accounts yet to be opened, we authorise the Bank
to complete the account details required below once available.
Existing/Add/Delete
1
Account name
BSB
Account number
--Please select--
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2 --Please select--
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3 --Please select--
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4 --Please select--
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5 --Please select--
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6 --Please select--
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Existing/Add/Delete
Credit card name
Credit card number
7 --Please select--
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8 --Please select--
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9 --Please select--
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Note: For additional accounts, please attach a separate schedule.
BWE-7991 120314 Page 1 of 5
Section 4 – Eligible accounts to be registered (‘Nominated Accounts’) (continued)
Nominated fee account
Please deduct all Service Package fees from the following Bankwest business account (may not be a credit card or loan account).
Account name
BSB number
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Account number
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Section 5 – Master User/s and/or Additional Master User/s
Each Master User must be an authorised signatory of at least one of the Nominated Accounts set out in Section 4 above. By signing below,
each Master User also acknowledges and agrees that they have read, understand and accept the Bank’s Privacy Statement and Consent
(see Section 8).
Existing
Master User 1
Title
--Please select--
Add
Delete
Full name (no initials)
CIF Key (Bank use only)
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Residential address (PO Box is not acceptable)
Suburb
State
Postcode
On which accounts is the Master User an authorised signatory? (from Section 4 above) eg. 1, 2 and 3 etc Signature
✗
Existing
Master User 2
Title
--Please select--
Add
Delete
Full name (no initials)
CIF Key (Bank use only)
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Residential address (PO Box is not acceptable)
Suburb
State
Postcode
On which accounts is the Master User an authorised signatory? (from Section 4 above) eg. 1, 2 and 3 etc Signature
✗
Existing
Master User 3
Title
--Please select--
Add
Delete
Full name (no initials)
CIF Key (Bank use only)
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Residential address (PO Box is not acceptable)
Suburb
State
Postcode
On which accounts is the Master User an authorised signatory? (from Section 4 above) eg. 1, 2 and 3 etc Signature
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Existing
Master User 4
Title
--Please select--
Add
Delete
Full name (no initials)
CIF Key (Bank use only)
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Residential address (PO Box is not acceptable)
Suburb
State
Postcode
On which accounts is the Master User an authorised signatory? (from Section 4 above) eg. 1, 2 and 3 etc Signature
Note: For additional Master Users, please attach a separate schedule.
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Section 6 – Service Package
Please tick (✔) the appropriate/required Service Package
Business Package
AgriOne Package
Note: Please refer to the Service Package Guide for details of the functionality and fees applicable for each Service Package.
Section 7 – International Trade
If you have an International Trade requirement and would like access to, or more information about, Bankwest’s Online International Trade,
please tick (✔) the box below. Someone from Bankwest Trade will contact you within 72 hours.
I/We request access to, or more information about International Trade
Should you have a general enquiry about our International Trade Services, please call 1300 660 493.
BWE-7991 120314 Page 2 of 5
Section 8 – Privacy statement and consent to use your information
Privacy Statement and Consent to Use Your Information
This Statement explains how Bankwest, Commonwealth Bank of
Australia (“CBA”) and subsidiaries of CBA (“we” or “us”) collect, use
and disclose personal information and send communications about
products and services.
‘Personal information’ is information about, and which identifies,
an individual (such as name and contact details). Your personal
information includes information about who you are; your
interactions with us (such as transactions on your account); your
credit history (including what you borrow, whether you make
repayments on time and information obtained from credit reporting
bodies (CRBs)). It may also include information about you that
is publicly available, for example from public registers or made
available through social media.
When you give us personal information about another person, you
represent that you are authorised to do so and agree to inform that
person of the contents of this Statement as it relates to them.
Purposes for which we collect and use personal information
We collect your information to identify you in accordance with
the Anti-Money Laundering and Counter-Terrorism Financing Act,
and if you are giving a mortgage, certain State property laws,
e.g. Real Property Act in NSW and to assess your application for
consumer credit under the National Consumer Credit Protection Act
if applicable. You are not required to provide your Tax File Number.
However, if we do not collect your Tax File Number as permitted
by the Taxation Administration Act 1953 and the Income Tax
Assessment Act 1936, we may be required to withhold amounts from
you and remit them to the Australian Taxation Office.
We also collect your personal information to assess and process
an application for any product or service that you make or for
which you are a signatory, guarantor, or representative; for internal
processes including risk management and pricing, to administer our
relationship with you, to meet our obligations in relation to external
payment, credit reporting systems, Government bodies and our
funding arrangements, to identify and (unless you tell us not to)
tell you about products that may interest you, and to comply with
regulatory requirements.
If you use our website or online applications we may collect
information about your location or activity (including whether you
have accessed third party sites) to customise your experience.
The information we collect about you may also include sensitive
information such as information about your health where we collect
it for a specific purpose, for example, in assessing an application
you make for hardship relief.
You consent to us collecting your personal information (including
sensitive information) for the purposes described above.
Exchange of personal information generally
We may exchange personal information about you with: our related
bodies corporate, other persons to verify that it is correct (eg with
your employer); assignees, agents, contractors and external
advisers; organisations for verifying your identity; your agents,
advisers, referees, executors, administrators, trustees, beneficiaries
(if you are a trustee), guardians or attorneys; law enforcement,
regulatory and Government bodies; anyone who introduces you
to us; reward program providers, third parties providing fraud
detection services, your franchisor; payment system operators; your
and our insurers or prospective insurers and their underwriters; any
person we consider necessary to execute your instructions; other
organisations for the supply of services and (unless you tell us not to)
marketing of products; other persons where this is permitted by law;
persons with whom you make a joint application for a product or
service with us; any financial institution to or from which a payment
is made in relation to any account you have or operate; your current
and prospective co-borrowers, participants or transferees in a
securitisation or other funding scheme (including ratings agencies),
or persons considering purchasing or who purchase or manage
loans and their advisers; financial institutions, and debt collecting
agencies.
We may also include your personal information on any registers
relevant to services we provide, such as the Personal Property
Security Register.
Exchange of personal information with credit providers
We may exchange your personal information with other credit
providers (including information provided by or derived from a CRB
such as a consumer credit report) for the following purposes:
• to assess an application for credit;
• to consider whether or not to accept you as a guarantor
or security provider;
• to collect overdue payments, to manage credit, to help you avert
default on credit obligations and take action in the event of your
fraud or other serious credit infringement; and
• to provide or manage securitised or transferred loans.
Exchange of personal information with guarantors
If you are a borrower, we may exchange your personal information
(including a consumer credit report) with your guarantor, a person
who has provided security for credit, or to a person in order for them
to consider whether or not to act as guarantor or to provide security
for credit.
Exchange of personal information with CRBs
We may exchange your information with CRBs, including by:
• disclosing to a CRB –
o information they are permitted to collect in conducting a credit
reporting business;
o a failure by you to meet your payment obligations in relation
to consumer credit; or
o details of any fraud or other serious credit infringement
you commit;
• obtaining a consumer credit report from the CRB to o assess an application for, or collect overdue payments of,
commercial credit;
o consider whether or not to accept you as a guarantor
or security provider;
• obtaining commercial credit information about you in order to
assess an application by you for consumer credit.
In order to verify your identity, we may provide your name,
residential address and date of birth to a CRB, which may use that
information and corresponding information in credit information files
of individuals to prepare and provide an assessment of whether your
information matches information on a credit information file held by
that CRB. By accepting the terms of this statement, you agree to us
requesting an assessment and providing your personal information
for such an assessment.
CRBs may include information which we provide in reports to other
credit providers to assist them to assess your creditworthiness.
The CRBs we may use include Veda Advantage Information Services
and Solutions Limited - www.Veda.com.au, and Experian Australia
Credit Services Pty Ltd - www.experian.com.au/credit-services/creditservices.html. Each body has a policy which sets out how it deals
with credit information held by it, which is available using the contact
details above.
If you apply to us to be a borrower, guarantor or security provider, or
if you are already a borrower, guarantor or security provider with us,
you agree to us accessing your personal information held with a CRB
(including consumer credit information), even if there is a ban period
BWE-7991 120314 Page 3 of 5
Section 8 – Privacy statement and consent to use your information (continued)
in place, for the purposes of assessing the relevant credit application
or in order to collect overdue payments in relation to that credit. If
you have been, or are likely to be, a victim of fraud (including identity
fraud), you can ask a CRB not to use or disclose credit information
the CRB holds about you.
Transfer of personal information overseas
Sometimes it may be necessary to send your information overseas
– for example, where we outsource functions overseas or to related
bodies corporate; where we need to complete a transaction on your
behalf or where this is required by laws and regulations in Australia
or in another country. These countries include New Zealand, United
Kingdom and Ireland. See our Privacy Policy for more information.
Disclosure and use of your personal information by QBE
If we decide to obtain lenders’ mortgage insurance (LMI) on your
loan or a loan you guarantee, we will give information about you to
our LMI provider, QBE Lenders’ Mortgage Insurance Ltd ABN 70 000
511 071 (QBE). QBE explains how they handle information about you
in QBE’s privacy policy set out at www.qbelmi.com. This includes how
you can access and correct information about you that QBE holds,
how you can make a complaint if you have concerns about how QBE
manages your information; and how QBE will deal with complaints.
You can access information that QBE holds about you by calling
1300 367 764.
QBE collects your personal information to decide whether to insure
Bankwest under an LMI policy, to assess the risk of you defaulting
on the loan, (if you are a guarantor) to assess the risk of you being
unable to meet a liability arising under a guarantee, to administer
and vary the insurance cover including for securitisation and
hardship applications, to deal with claims and recovery of proceeds
including among other things to enforce the loan in place of
Bankwest, for a mortgage insurance purpose relating to you and for
any other purpose under the LMI contract between Bankwest and
QBE. If your information is not provided to QBE, QBE may not be able
to issue the insurance and Bankwest may not be in a position to
provide the loan.
Where permitted by the Privacy Act, QBE may disclose your
information to us, our assignees, credit reporting agencies,
regulatory bodies, payment system operators and its related
companies (whether in Australia or overseas), its service providers,
its agents, contractors and external advisers, a guarantor or
potential guarantor, reinsurers, to parties for the purposes of
securitisation, to parties for the purposes of fraud prevention, your
referees (including your employer), your legal and financial advisers,
mercantile agents (if you default on the loan), rating agencies and
other financial institutions and credit providers. Where permitted by
the Privacy Act, QBE may disclose your personal information to its
related companies in the Philippines. By signing this statement you
agree that QBE may use and disclose information about you in the
manner described above.
Marketing
Unless you tell us not to, by accepting the terms of this statement,
you consent to us using your personal information (including
information collected from others) to advertise or promote products,
services, or business or investment opportunities we think may
interest you including by:
• contacting you by telephone or writing to you; and
• sending commercial electronic messages to any electronic
address which you provide or for which you are responsible.
You can ask us not to contact you and not to disclose your
information to others for that purpose, by calling 13 17 19.
From 12 March 2014, CRBs may use consumer credit information they
hold to respond to requests from us or other credit providers to “prescreen” you for direct marketing. You can ask a CRB not to do this.
However, you may still receive direct marketing from us (unless you
ask us not to) that has not been “pre-screened”.
Further information
This Statement should be read in conjunction with the Privacy Policy
on our website at www.bankwest.com.au or by calling 13 17 19.
You have rights to access your personal information (including creditrelated information) from us, to request us to correct the information,
and to make a complaint to us about a breach of your privacy rights
(including credit reporting rights) in relation to the information.
By signing this statement, you agree to its terms and you consent
and agree to us collecting, using, exchanging and transferring
overseas, your personal information as described and as set out in
our Privacy Policy.
If you do not provide the above consent (other than the marketing
consent), we will not be able to provide you with the best
products and services that suit your needs.
Section 9 – Acceptance and Acknowledgement (to be signed by the customer)
Who can approve and sign this application;
• Sole Trader - Principal/Owner of business to sign
• Sole Director Company - Sole director/secretary to sign
• Company - Two directors or a director and a company secretary to sign
• Partnership - All partners to sign or as set out in the Partnership Agreement
• Trusts - All individual trustees to sign, where trustee(s) is/are company(ies), two directors or a director and secretary of each
• Clubs, Society or Association - The chairman/president and the secretary or treasurer.
I/We have read, understand and accept the Bank’s Privacy Statement and Consent (refer Section 8). I/We agree that the Bank may satisfy any
requirement under the ePayments Code (if applicable), to provide information in writing, by way of electronic communication as authorised by
that Code until I/we advise the Bank otherwise. Please note, if the Customer is a company, trust, partnership, or sole trader, this Acceptance
and Acknowledgement must be completed and signed in accordance with existing banking authorities.
Full name
Title (i.e. Director/Secretary)
Signature
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Full name
Title (i.e. Director/Secretary)
Signature
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BWE-7991 120314 Page 4 of 5
Section 9 – Acceptance and Acknowledgement (to be signed by the customer) (continued)
Full name
Title (i.e. Director/Secretary)
Signature
✗
Full name
Title (i.e. Director/Secretary)
Signature
✗
Sign and mail this form to your Business Manager or our Business Customer Support Team at:
PO Box 8093, Perth Stirling Street
Western Australia 6849
Bank Use Only
Please tick (✔) each box to certify that item has been completed.
Mandatory: Relevant CIF Key for this OBB Facility has been provided in Section 2.
Mandatory: Relevant CIF Key for each individual Master User has been provided in Section 5.
Mandatory: Nominated Fee Account required in Section 4 and may not be a credit card or loan account.
All Master Users listed in Section 5 are authorised signatories on the accounts to which they will have access.
Residential addresses have been provided for all Master Users in Section 5.
All business address screens have been checked and updated in HOST/CBS.
Completed/checked that customer identification is held for each Master User.
Service Package Guide provided and explained to Customer.
Application and Amendment form completed and signed in accordance with existing banking authorities.
Daily Payment Limit approved as per guidelines.
Staff member full name
Staff number
Staff member signature
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Business Manager full name
Staff number
Business Manager signature
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Date
DD/MM/YYYY
Date
DD/MM/YYYY
(Approving Daily Payment Limit $50,001-$250,000 or State Manager approval for $250,001 and above)
Once checklist has been completed and authorised by the relevant Business Manager, please forward to the Business Online Support Team.
BWE-7991 120314 Page 5 of 5